Dispensaries

3 Tips To Bring Your Medical Insurance Premiums Within Your Means

If you’re a business owner, you won’t have enough time to look after your health. It is quite important for you to purchase a medical insurance policy so that, your medical costs are taken care of by the medical insurance company. Since few years it has been found that medical insurance premiums are rising up much faster than the household incomes. According to the reports of the Common Wealth Fund, the total coverage for the family premiums have raised up to 50% from 2003 to 2010 and the annual share of the premiums of the employee have risen up to 63%. In such a situation, if you follow certain tips, then you’re medical insurance premium costs will stay within your means.
3 Tips to make your medical insurance premiums affordable
Read on to know how you’ll be able to reduce the cost of your premiums.
1. Stay healthy:
Before you buy a medical insurance policy, you must take care of your health. Since health is wealth, you must keep it fit. Quit your smoking and drinking habits, follow a healthy diet and do your exercise regularly. This will help you keep yourself fit. try to purchase a medical insurance policy at the time when you’re fit and don’t require much medical attention or hospitalization. At this point of time you’ll not be regarded as a risk to your insurance company. Thus, you’ll be able purchase a medical insurance policy at an affordable rate.
2. Increase your deductible:
When you’ll purchase a medical insurance policy, try to increase your deductible amount. If you’re healthy and fit, then it will be beneficial for you as it will help you lower your monthly premiums. But if you’re condition is such that you have to visit frequently to the hospital, then you this strategy won’t work for you.
3. Formulate your medical insurance policy:
You must check your medical insurance policy in order to know whether or not, your policy includes any unnecessary extras. If you find any, then you must ask the insurance company to remove it. Ask them to remove the vision, dental or mental coverage from your policy. This will help you reduce your premium costs.
Lastly, try to purchase other insurance from the same company so that, you’re able to get the discounts. Ask your insurance company whether or not, you’ll be able to bundle you medical insurance policy with any other policy. If it is possible, then you’ll be able to avail certain discounts which will help you lower your premium costs.
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1,063 comments - What do you think?  Posted by bosmolskate - December 8, 2011 at 8:09 pm

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Attention Delaware Residents: Medical Marijuana Patients Needed!

Are you a patient with a serious medical condition who might benefit from medical marijuana, a loved one of such a patient, a medical professional, or a member of law enforcement or the clergy who might be interested in speaking out? If so, please contact Noah Mamber, the Marijuana Policy Project’s legislative analyst for Delaware, at (202) 905-2025 or nmamber@mpp.org to learn how you can help pass medical marijuana legislation in Delaware this year. Please also search your personal contacts and if you know someone who falls into one of those categories and might be interested in helping, please also urge them to reach out to us.

Whether or not you are a patient, you can ask your legislators to support this sensible bill, S.B. 17, by visiting this page.

Although we need supporters from all over Delaware, we especially need people in the following areas:

* Western Newcastle county, northeast of Newark, Stanton, Marshallton, Dunlinden Acres, Hyde Park, Arundel, Sherwood II, Greenwood, Northpointe, Mendenhall Village, North Star, Meadowbrook, Milford Crossroads, Chanterelle, Paper Mill Park, Deacon’s Walk, Linden Way

* Southeastern Newcastle county, Newport, Dunleith, Wilmington Manor, Castle Hills, Collins Park, Penn Acres, Jefferson Farms, Newcastle, near Newcastle Airport, Bear

* Southwestern Newcastle county including Middletown, Wiggins Mill, Townsend, Blackbird, Delaney Corner, Clayton

* Dover and areas east, west, and southwest, including Rodney Village, Wyoming, Camden, Chaplecroft, Little Creek

* Northern Sussex county coast: Milford, Slaughter Beach, Argo Corners, Sandy Hill, Harbeson, Cave Colony, Zoar, Mt. Joy, Morris Mill, Long Neck, Hollymount, Fairmount, Angola, Marshtown, Jimtown, Belltown, Nassau, Carpenters Corner, Lewes, Lewes Beach, Green Hill, Broadkill Beach

Delaware’s carefully crafted medical marijuana legislation, S.B. 17, is expected to receive a Senate floor vote on March 31. S.B. 17 would allow the compassionate use of medical marijuana for chronically ill Delaware patients with their doctors’ recommendations. It would include tightly regulated, extremely limited distribution of medical marijuana by licensing three not-for-profit compassion centers, one in each of the Delaware counties.

We have a real chance at passing medical marijuana legislation in Delaware this year, but we can’t do it without your help. Delaware is a very small state where folks know each other. The best way to pass this legislation is to get more Delawareans involved! Delaware legislators need to hear from those whom this compassionate legislation would affect. Please share your stories, experiences, and support today!

 

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2,596 comments - What do you think?  Posted by bosmolskate - April 27, 2011 at 9:45 pm

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More Evidence Suggests Marijuana Helpful in Cancer Treatment

One of the most oft-discussed benefits of marijuana is its use in the treatment of cancer and cancer symptoms or side effects. While most of the reports are anecdotal, more and more research is coming out showing that Cannabis sativa may be the most exciting compound in cancer medicine today. Certainly more study is needed, but the results so far are very promising.

This week, for example, NORML’s Paul Armentano wrote about a study that will be released shortly that showed marijuana inhalation could play a role in tumor regression in brain cancer patients. Armentano writes:

Investigators at the British Columbia Children’s Hospital in Vancouver documented the mitigation of residual tumors in two adolescent subjects who regularly inhaled cannabis. Authors determined that both subjects experienced a “clear regression” of their residual brain tumors over a three-year-period.

“Neither patient received any conventional adjuvant treatment” during this time period, investigators wrote. “The tumors regressed over the same period of time that cannabis was consumed via inhalation, raising the possibility that cannabis played a role in tumor regression.”

Researchers concluded, “Further research may be appropriate to elucidate the increasingly recognized effect of cannabis/cannabinoids on gliomas (brain cancers).”

Further research is indeed necessary if we want to find the true medical potential of this plant. Unfortunately, such study is highly discouraged by government organizations, unless the focus of that study is on the potential harms of marijuana. The scientific community, however, is very eager to explore the possibilities of cannabinoid medicine.

Interestingly, the National Cancer Institute recently added a section to their website called “Cannabis and Cannabinoids” to provide patients and researchers with information on marijuana and cancer treatment options. I’ll take that as a good sign.

(Special thanks to Paul Armentano and Sanho Tree)

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Montana: governor vetoes bill to repeal medical law

cannabisGov. Brian Schweitzer on April 13 vetoed a bill that would have repealed Montana’s medical marijuana law, calling it draconian and contrary to the will of the state voters who approved it in by 62% in 2004. "There were many people out there who said there is a medicine out there that is not currently legal," Schweitzer said at a veto ceremony in the governor’s reception room at the Capitol.

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Does cannabis cause global warming?

earthEvan Mills, an analyst at the US Energy Department‘s Lawrence Berkeley National Labs in California, recently completed a study entitled "Energy Up in Smoke: The Carbon Footprint of Indoor Cannabis Production"—seeking to quantify the previously undocumented energy demand of the domestic marijuana industry.

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Medical activists arrested at San Diego City Council

CaliforniaFive medical cannabis activists were arrested April 12 in the San Diego City Council chambers protesting the final vote on a local distribution ordinance, which advocates say imposes a citywide de facto ban on collectives. During the hearing, members of the Stop the Ban Campaign—a coalition of over 20 local, state, and national groups spearheaded by Canvass for a Cause and the San Diego chapter of Americans for Safe Access (ASA)—repeatedly chanted "We demand safe access!" The action forced the council to clear the chambers, postponing a critical vote on the ordinance.

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National Cancer Institute reverses text on cannabis "antitumor" effect

cannabisEarlier this month, the National Cancer Institute nodded to a growing body of studies indicating that one of the chemical compounds in cannabis slows—or stops—uncontrolled cell growth. In one study, tumors in lab mice shrank once exposed to the compound CBD. The NCI updated its website to include a reference to a "possible direct antitumor effect" from cannabis. But sometime since, the reference was removed, much to cannabis advocates’ disgust.

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IRS goes after California medical cannabis industry

CaliforniaThe IRS is believed to have opened audits on at least 12 medical cannabis dispensaries in California under the determination that past deductions are invalid because of a clause in the federal tax code prohibiting any enterprise that traffics in Schedule I or II drugs from making business deductions. The move could bankrupt every dispensary that it targets. The first dispensary to receive a final audit decision from the IRS is the Marin Alliance for Medical Marijuana (MAMM) in Fairfax.

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Feds raid medical facilities across Montana

cannabisMore than a dozen local and federal law enforcement agencies conducted aggressive criminal raids March 14 on 26 medical marijuana dispensaries and grow sites in 13 Montana cities, according to a press release issued by US Attorney Michael W. Cotter. Federal agencies involved in the raid included the Drug Enforcement Administration, Immigration and Customs Enforcement, Internal Revenue Service, the Bureau of Alcohol, Tobacco, Firearms and Explosives, and the Federal Bureau of Investigation. No arrests were made, but the US Attorney has alleged probable cause for several federal criminal violations.

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Does cannabis make you crazy?

Mainstream media had a field day with the publication in the British Medical Journal of a 10-year study by Dutch researchers finding that people who use cannabis in their youth dramatically increase their risk of psychotic symptoms, and that continued use can raise the risk of developing a psychotic disorder in later life. Researchers led by Jim van Os from Maastricht University studied a random sample of 1,923 adolescents and young adults aged 14 to 24 years.

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